Issue 4.13
GENERAL
Question:
I applied for a replacement Social Security card last week but have not received it. When should I expect to receive my new card?
Answer:
On average, it takes approximately 10 to 14 days to receive your replacement Social Security card. However, if we need to verify documents you present as proof of identity, it could take longer in some cases. For more information about your Social Security card and number, visit www.socialsecurity.gov/ssnumber.
Question:
What can I do if I think someone has stolen my identity?
Answer:
You should do several things, including:
File a report with the local police or the police department where the identity theft took place, and keep a copy of the police report as proof of the crime;
Notify the Federal Trade Commission (1-877-ID-THEFT or 1-877-438-4338);
File a complaint with the Internet Crime Complaint Center at www.ic3.gov; and contact the fraud units of the three major credit reporting bureaus: Equifax (800-525-6285); Trans Union: (800-680-7289); and Experian: (888-397-3742).
Learn more by reading our publication, Identity Theft And Your Social Security Number, at www.socialsecurity.gov/pubs/10064.html.
RETIREMENT
Question:
I’m reaching my full retirement age and thinking about retiring in early 2013. When is the best time of year to apply for Social Security benefits?
Answer:
If you are planning to retire in early 2013, you can apply now. You can apply as early as four months prior to when you want your monthly benefits to begin. To apply, just go to www.socialsecurity.gov/applytoretire. Applying online for retirement benefits from the convenience of your home or office is secure and can take as little as 15 minutes. It’s so easy!
Question:
My wife and I live in Minnesota, but plan to spend the winter in New Mexico. My wife will turn 62 while we are down south. Can she apply for benefits in New Mexico, or do we have to wait until we get back home to apply for retirement at our local Social Security office?
Answer:
These days, you don’t even have to be near a Social Security office to apply for benefits. Regardless of where you and your wife are living, you can apply for retirement benefits online at www.socialsecurity.gov/applytoretire. It’s so easy to do, and it can take as little as 15 minutes to complete and submit the application. If she prefers, your wife can file a retirement benefit application at any Social Security office — including the one closest to you in Minnesota, New Mexico, or wherever you happen to be.