Columnists

Spring Brings A Busy Season And Certain Change

Issue 10.17

Hope everyone made it through the busy month of February. President’s day brought the busiest weekend of the year for St. George and Southern Utah. With over 30,000 visitors and much going on during the weekend, presidents day weekend is on record the busiest time of the year in St. George.

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This Spring

Issue 5.17

This spring, we have a lot to be grateful for and a lot to look forward to in 2017. The parade of Homes starts the early spring out with another 28 beautiful homes to look and see what is new, fresh and trending. I know some look at the Parade of […]

Reverse Mortgages And What To Expect In 2017

Issue 51.16

2017 brings many uncertainties whether positive or negative in our markets. Rising interest rates may have the biggest impact when it comes to our seniors in 2017 with respect to the current HUD insured reverse mortgage.

The stock market is enjoying a post trump bump in the market and an enthusiasm […]

Why Would I Look At A Reverse Mortgage?

Issue 46.16

I love the commercials you see on Television with a Reverse Mortgage. The actors show elderly couples and then just state the obvious that the Reverse Mortgage is government Insured and you control the title of the home as do your heirs. They really never explain why this is an option […]

Rocket Mortgage Or Fast And Easy Mortgages: Good For Your Health?

Issue 41.16

Today when it comes to financing your home either with buying a home today or refinancing a home today, it seems the paperwork is over the top and it feels like the e needs list never ends.

We see all of the ads on television talking about a rocket mortgage or […]

Why Would I Ever Take A 30 Year Fixed Mortgage At My Age?

Issue 36.16

When I am working with many of our senior clients on mortgage planning someone will always say, “Why would I ever look at a 30 year mortgage when I will never pay it off at my age.” So, this month, let’s just take a simpler approach to mortgages as a senior.

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Mortgages For Seniors: Trying To Keep It Simple While Maintaining Your Financial Health!

Issue 31.16

If you are like any of my senior client’s that are on fixed income, anytime we can lower our payments or increase our income, no matter your age, we would always take advantage of the opportunity.

This past month with interest rates again hitting a two year low, everyone is refinancing […]

Holy Smokes It Is Hot. Reaching The End Of June And We Are Hitting All Time Hot Temperatures

Issue 26.16

Sometimes when clients are moving to St. George I hear our real estate community talk about our summer days cooling down in the evening and mornings to give us some break from those 100 degree days. . Sometimes it feels though it is not until the middle of the night when […]

Is There Really Such A Thing As A No-Fee Loan Or Re-Finance? And, Am I Past The Age When It Makes Sense To Re-Finance My Mortgage To Lower Rate?

Issue 21.16

I get these questions on a weekly basis. Am I too old to re-finance my mortgage? And, secondly how far below my current interest rate does the market have to drop before it makes sense for us to re-finance?

First, we are never too old to re-finance from a qualifying standpoint! […]

Why Would I Look At A Reverse Mortgage?

Issue 16.16

I love the commercials you see on Television with a Reverse Mortgage. The actors show elderly couples and then just state the obvious that the Reverse Mortgage is government Insured and you control the title of the home as do your heirs. They really never explain why this is an option […]