Columnists

Guarantees For The Future

Issue 9.12

In these financially uncertain times, fixed annuities are gaining interest – literally and figuratively. Fixed annuities are an appealing option for people looking for guarantees, plus additional advantages like tax deferral.

A fixed annuity offers a guaranteed minimum interest rate, based on the claims-paying ability of the Life Insurance Company.

That means your return will never dip below the guaranteed rate, so preserving your principal is never a concern. In addition, a fixed annuity grows tax-deferred. You don’t pay taxes until you begin withdrawing the funds. More of your money can earn interest and accumulate faster than in a taxable vehicle.

Farm Bureau’s Select IV Fixed Annuity allows you to take advantage of current interest rates and respond more quickly to economic conditions than other types of fixed income products. You decide when to lock-in to our competitive interest rate and how long you want to earn that guaranteed rate. You can choose a New Money 2-, 4- or 8-year term. A bonus interest rate is available during the first policy year on New Money 4- and 8-year options.

If you are looking to diversify your retirement savings, while earning competitive rates in the current market, consider fixed annuities. Annuities offer a variety of choices to help meet your investment needs and are a smart addition to an existing retirement plan. To learn more about our annuity options and current interest rates, visit www.fbfs.com. And when the time is right to learn more or take the next step, contact your Farm Bureau agent.

Tips brought to you by Farm Bureau Financial Services.

For more information about products and services, call Lori Prince at 435-628-3673.

Securities & services offered through EquiTrust Marketing Services, LLC+, 5400 University Ave., West Des Moines, IA 50266, 877/860-2904, Member SIPC. Farm Bureau Property & Casualty Insurance Company+*, Western Agricultural Insurance Company+*, Farm Bureau Life Insurance Company+*/West Des Moines, IA. +Affiliates *Company providers of Farm Bureau Financial Services.

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