Columnists

Making St. George Your Retirement Home

Issue 41.17

Well it is October and a perfect time of the year to be in Southern Utah. Amazing weather with lots of happenings going on. Most importantly the Huntsman Senior Games are in town. There is a reason that St. George is perennially voted as one of the best places to retire in the […]

Why Is A Reverse Mortgage So Popular Today? What Is The Catch?

Issue 36.17

Today – radio, television, newspapers and magazines are touting reverse mortgages more than any other

time. My senior clients are bombarded with mailings that promise a wonderful retirement with a reverse loan.

Why the craze? Why are they so popular and what makes them any different than what our parents looked at 15 […]

When Retired And On Fixed Income How Does A Mortgage Fit Into Our Financial Plan And Retirement Goals?

Issue 32.17

As a senior mortgage banker and also a registered investment advisor I work with many of the local and national investment groups with their mortgage clients. With home ownership and the use of a mortgage – everyone is different. Just like no one investment, security or annuity fits everyone’s needs, nor does one […]

Why Would I Look At A Reverse Mortgage?

Issue 28.17

I love the commercials you see on television with a Reverse Mortgage. The actors show elderly couples and then just state the obvious that the Reverse Mortgage is Government Insured and you control the title of the home as do your heirs. They really never explain why this is an option for seniors […]

Home Values – What We Can Do!

Issue 25.17

Wow, welcome to summer and this crazy real estate market. The demand and lack of inventory with the price of materials have increased our home values dramatically. So, how do we as seniors benefit from rising home values if we are not planning on selling our homes? There are always two huge advantages […]

Extended Life Expectancy And Financial Preparedness

Issue 20.17

It’s an amazing thing that we are living so much longer today. “The age of 70 is the new 60!” It’s a phrase that is used often, but very true. Just 10 years ago the life expectancy at age 60 was to live to 82. Today, at the age of 60 the probability […]

Spring Brings A Busy Season And Certain Change

Issue 10.17

Hope everyone made it through the busy month of February. President’s day brought the busiest weekend of the year for St. George and Southern Utah. With over 30,000 visitors and much going on during the weekend, presidents day weekend is on record the busiest time of the year in St. George.

It also […]

This Spring

Issue 5.17

This spring, we have a lot to be grateful for and a lot to look forward to in 2017. The parade of Homes starts the early spring out with another 28 beautiful homes to look and see what is new, fresh and trending. I know some look at the Parade of homes as […]

Reverse Mortgages And What To Expect In 2017

Issue 51.16

2017 brings many uncertainties whether positive or negative in our markets. Rising interest rates may have the biggest impact when it comes to our seniors in 2017 with respect to the current HUD insured reverse mortgage.

The stock market is enjoying a post trump bump in the market and an enthusiasm to 2017 […]

Why Would I Look At A Reverse Mortgage?

Issue 46.16

I love the commercials you see on Television with a Reverse Mortgage. The actors show elderly couples and then just state the obvious that the Reverse Mortgage is government Insured and you control the title of the home as do your heirs. They really never explain why this is an option for seniors […]