Columnists

Legal Issues For The Elderly… Second Marriages And Estate Planning

Issue 28.12

Love knows no bounds. Many couples have experienced the extent and truth of this common saying.

Often, older couples have to cope with adult children who cannot understand why mom or dad wants to remarry. By updating one’s estate plan, many concerns related to the marriage can be minimized.

In second marriages […]

Looking Back… Hand Written Notes

Issue 28.12

When was the last time you received an actual physical note or card from someone with actual handwriting? It’s almost a lost art in our digital age! Oh how sweet are the memories I have as a young girl, when I lived in California, to receive a welcome birthday card with a dollar […]

Personal Stories Of WWII… Sweating Out A Mission

Issue 28.12

The sweating part came the night before we were scheduled to fly and in the morning before takeoff time. During the night before a bombing mission, we crewmen would often step outside to observe the weather. We had to see for ourselves because weather information was classified. We would take turns walking down […]

Social Security Column… Get Your Social Security Statement Online

Issue 28.12

If you would like to get a Social Security Statement, which provides estimates of your future benefits, it is now available online at www.socialsecurity.gov.

“Our new online Social Security Statement is simple, easy-to-use and provides people with estimates they can use to plan for their retirement,” said Michael J. Astrue, Commissioner of Social […]

Does Your Wood Floor Shine?

Issue 28.12

Nothing says “Clean House” like shiny floors. What if your wood floor just won’t shine? It’s time to refinish or renew your floor. That’s a scary thought….mass evacuation, chemical odors, empty the house of everything and everyone, cover every piece of furniture, dust in every crack, corner and crevice, etc.. The thought of […]

Financial Options For Assisted Living

Issue 28.12

Everyone has a unique set of needs and circumstances to consider when contemplating how to best finance their stay in an assisted living community. There are a myriad of financial options out there to choose from. Each option has its benefits, drawbacks, and legal requirements. There may also be important tax breaks associated […]

Am I Past The Age When It Makes Sense To Re-Finance My Mortgage To Lower Rate?

Issue 28.12

I get this question on a weekly basis. Am I too old to re-finance my mortgage? And, secondly how far below my current interest rate does the market have to drop before it makes sense for us to re-finance?

First, we are never too old to re-finance from a qualifying standpoint! If […]

Genealogy Corner… The IGI Moving Day – Part 2

Issue 28.12

Part 2

Today’s implementation of the International Genealogical Index (IGI) improves key deficiencies in the previous implementation, but it didn’t fix all of them. Previously, the IGI could not be searched by city or parish name, but only country and one other area like state or county. Users compensated by searching by batch […]

Looking Back… Conversation Skills

Issue 28.12

Is the art of conversation becoming a lost art in our day and age? Are we teaching our youth the importance of speaking face to face with their friends and family, not just substituting texting or emailing? Let’s look at this somewhat antiquated skill of conversation that can be so useful in falling […]

Personal Stories Of WWII… Nose And Jacket Art

Issue 28.12

We read in printed matter and see on film about WW2 planes being named and these B-17’s and B-24’s were identified by a name. Sometimes these planes were named after a crewman’s wife or girl friend or a home town or movie or any number of inspirations. We have all seen the movie […]